One-Touch Promise
Tell us once. That is the hard part done.
Send your details through and we take it from there: the lender forms, the chasing, the odd 4pm phone call nobody wants to make.
9am - 6pm Monday - Friday9am - 1PM Saturday

Northern Beaches · Servicing Australia-wide
Helping Aussies buy, invest and refinance since 2019. $380 million settled, 70+ lenders compared, and someone in your corner right through to settlement.
Your Lead Broker
James leads the Approved Property Finance team and is the author of the Amazon best seller The Smart Borrower's Field Manual. Since 2019 he has settled more than $380 million in lending for buyers, investors and refinancers. Book directly for strategy-led advice from the team that does this every day.
Indicative rate from
5.79% p.a.*
Comparison rate
5.81% p.a.*
Owner occupied · P&I · under 70% LVR. Subject to lender criteria.
Takes about two minutes
How we do it
We do the legwork on the loan so you can get on with the move, the build or the next purchase.
One-Touch Promise
Send your details through and we take it from there: the lender forms, the chasing, the odd 4pm phone call nobody wants to make.
Same-Day Promise
No wondering where your file sits. If there is news we call, and if there is nothing yet we still tell you that.
Sleep Soundly Promise
Rates move, so do wages and plans. Once a year we look at your loan again and tell you honestly whether it still stacks up.
The process
A 20-minute chat so we're on the same page about what you want to achieve.
Within days you get clear recommendations from our lender panel, no jargon.
We prepare the application, deal with the lender and stay on it until it settles.
We re-check rate and structure every year so nothing quietly drifts.
Rated highly on Google
“James went above and beyond to get our finance approved with great speed and efficiency, and found the best loan structure for our purchase, even working over the weekend.”
“James worked tirelessly to get us the best deal, including late hours and weekends to clear last-minute hurdles. His passion for mortgaging is self-evident.”
“One quick phone call sparked a series of events which led to me obtaining a mortgage that by myself I could not get. Kudos to James and his unwavering persistence.”
“We were declined by our own bank of fifteen years. James found a lender who understood self-employed income and we settled six weeks later.”
“Clear, calm and always available. As first home buyers we had endless questions and never once felt like a nuisance.”
“The annual review picked up that our rate had drifted. One phone call and James had it repriced. That alone paid for itself many times over.”
Tell us where you're at. We'll come back the same business day with the options worth considering, no obligation, no cost.
Ready to get started?
Answer a few quick questions and we'll match you with the best lender option for your situation.
Go to the contact form