Aerial view of a Sydney Northern Beaches waterfront home

Northern Beaches · Servicing Australia-wide

Award WinningMortgage Brokers

Helping Aussies buy, invest and refinance since 2019. $380 million settled, 70+ lenders compared, and someone in your corner right through to settlement.

James Haywood, mortgage broker and founder of Approved Property Finance

Your Lead Broker

James Haywood

James leads the Approved Property Finance team and is the author of the Amazon best seller The Smart Borrower's Field Manual. Since 2019 he has settled more than $380 million in lending for buyers, investors and refinancers. Book directly for strategy-led advice from the team that does this every day.

4.9/5
497 Total Reviews
$380M
in settled lending
70+
lenders on panel
2019
year we started

Indicative rate from

5.79% p.a.*

Comparison rate

5.81% p.a.*

Owner occupied · P&I · under 70% LVR. Subject to lender criteria.

Get my rate

Takes about two minutes

How we do it

Three promises we make to every client.

We do the legwork on the loan so you can get on with the move, the build or the next purchase.

One-Touch Promise

Tell us once. That is the hard part done.

Send your details through and we take it from there: the lender forms, the chasing, the odd 4pm phone call nobody wants to make.

Same-Day Promise

You hear back the same day.

No wondering where your file sits. If there is news we call, and if there is nothing yet we still tell you that.

Sleep Soundly Promise

We check your loan again every year.

Rates move, so do wages and plans. Once a year we look at your loan again and tell you honestly whether it still stacks up.

The process

Let us guide you through it.

01

Understand your needs

A 20-minute chat so we're on the same page about what you want to achieve.

02

Review your options

Within days you get clear recommendations from our lender panel, no jargon.

03

Approval to settlement

We prepare the application, deal with the lender and stay on it until it settles.

04

Reviews after settlement

We re-check rate and structure every year so nothing quietly drifts.

Start the process

Rated highly on Google

4.9/5 from 497 reviews.

James went above and beyond to get our finance approved with great speed and efficiency, and found the best loan structure for our purchase, even working over the weekend.
Lucinda VarneyGoogle review
James worked tirelessly to get us the best deal, including late hours and weekends to clear last-minute hurdles. His passion for mortgaging is self-evident.
Brendan P.Google review
One quick phone call sparked a series of events which led to me obtaining a mortgage that by myself I could not get. Kudos to James and his unwavering persistence.
Tina SheehanGoogle review
We were declined by our own bank of fifteen years. James found a lender who understood self-employed income and we settled six weeks later.
Marcus D.Google review
Clear, calm and always available. As first home buyers we had endless questions and never once felt like a nuisance.
Priya and SamGoogle review
The annual review picked up that our rate had drifted. One phone call and James had it repriced. That alone paid for itself many times over.
Helen R.Google review

Let's talk about your loan.

Tell us where you're at. We'll come back the same business day with the options worth considering, no obligation, no cost.

  • 1300 992 837
  • hello@approvedpropertyfinance.com.au
  • 2/658 Pittwater Road, Brookvale NSW 2100

Ready to get started?

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