Lower payment, shorter term
Consolidating over 30 years can cost more in the long run. We set a separate split with a shorter term so the debt still disappears.
Home loans
Debt consolidation
Credit cards, personal loans and car finance at 12% to 22% can quietly swallow a household budget. Folding them into a home loan can cut the monthly cost sharply.
Book a free chatHonest assessment first
If consolidating simply frees up cards to be used again, it is not a fix. We talk through the plan before recommending it.
Credit-impaired options
Recent defaults or arrears do not always rule you out. Specialist lenders exist for exactly this.
Let's talk about your loan.
Tell us where you're at. We'll come back the same business day with the options worth considering, no obligation, no cost.
Ready to get started?
Answer a few quick questions and we'll match you with the right lender for your situation.
Book a call Or call 1300 992 837